Mr. Kreps has been with RFC since 2002, managing a variety of projects to assist water, wastewater, and stormwater utilities in addressing economic and financial issues. Key areas of focus include utility rate, cost of service, and financial planning studies; capital financing plan development; bond forecast and feasibility studies; economic impact assessments; and system development fees studies. Mr. Kreps has extensive experience in financial forecasting and modeling including the application of advanced techniques in risk management. Mr. Kreps’ background is focused predominantly on public finance. He has assisted many utilities in designing optimal capital financing plans and has developed numerous financial feasibility reports and forecasts related to more than $600 million in revenue bond sales. Prior to joining RFC, Mr. Kreps served as fixed income analyst for Wells Fargo Securities, in the company’s Capital Markets Group. Mr. Kreps is the current lead of the Virginia AWWA/WEA Financial Management Subcommittee. He also authored a chapter entitled, "Evaluating Risk in Capital Planning, Financing, and Rate Setting," for the Fourth Edition of the industry guidebook, Water and Wastewater Finance and Pricing: The Changing Landscape. Mr. Kreps has an MBA from the University of Tennessee.